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Frequently asked questions

Therapists on Headway accept Aetna, Blue Cross and Blue Shield (in select states), Cigna, Oscar, Oxford, United Healthcare, and all Optum affiliates — 70+ plans in total. Those larger networks also administer mental health benefits for other carriers, so your plan may be covered even if you don’t see it named here. Check what your plan includes.
Pick a therapist and add your insurance details, and we’ll verify your benefits and estimate your in-network cost per session before you book. Finding a therapist on Headway is free, and you won’t be charged until after your session.
Finding a therapist who takes your insurance takes just a few minutes — no paperwork, no subscription fees.
- Enter your zip code and insurance information — Headway verifies your benefits in real time and shows your estimated cost per session.
- Share your preferences — Let us know what you’re looking for: the issues you want to address, preferred session format, therapist preferences, and availability.
- Browse matched providers — Headway filters thousands of therapists and psychiatrists to surface the best matches for your needs and plan.
- Book your first session — Schedule directly through the platform. Many providers have availability within days.
- Attend your session — Join via secure video or visit your provider’s office. You won’t be charged until after your session.
Headway handles insurance verification and billing on your behalf — so you can focus on your care.
Yes. If a friend or your doctor recommended someone, or you already know who you’d like to see, search their name to check whether they’re on Headway and which plans they accept.
Most plans cover virtual sessions the same way they cover in-person ones. Add your insurance details and we’ll confirm what your specific plan includes. Every therapist’s profile shows whether they offer virtual sessions, in-person sessions, or both.
